IntraFi® Network Deposits℠

Access Multi-Million-Dollar FDIC Insurance Coverage with IntraFi® Network Deposits℠.

Protect your business with greater FDIC deposit insurance coverage and gain peace of mind.  

IntraFi® Network Deposits℠, formerly known as ICS® and CDARS®, is the simple, secure way to protect your association’s large deposits under one roof. Plus, with demand deposit account (DDA), money market deposit account (MMDA) and certificate of deposit (CD) options, you’ll earn interest while keeping your funds both liquid and secured.1

How it works.

Step 1

Make a deposit.

Deposits placed through IntraFi® Network Deposits℠ are divided into amounts under the standard FDIC insurance maximum of $250,000. 

Step 2

Diversify your money.

The amounts are then placed in demand deposit accounts using the demand option, money market deposit accounts using the savings option, or in CDs using the CD option.

Step 3

Protect your funds.

Your association's funds are eligible for FDIC insurance while on deposit at FDIC-insured depository institutions.

With IntraFi® Network Deposits℠ you won’t need a plan B.

Get more

Breathe easier knowing your funds are eligible for multi-million-dollar FDIC insurance1 backed by the United States government with IntraFi® Network Deposits.℠ Gain peace of mind with the smart, secure, convenient way to safeguard your large deposits.

Manage time
and money. 

Enjoy the flexibility to manage your cash flow based on your association’s individual liquidity needs. Plus, your accounts are managed by Popular Association Banking so you’ll enjoy the ease and convenience of working directly with one bank.

Earn a rewarding

Put excess cash to good use and earn interest at a rate set by Popular Association Banking, and avoid the risks associated with prime money market mutual funds (MMMFs).

Build communities

Take comfort in knowing your deposits can be used to help fund lending opportunities in your local community and underserved neighborhoods.2

Why choose Popular Association Banking?

Our reputation

We have earned our reputation by meeting the special, and often complex needs of our community association clients.

Our knowledge

We are devoted exclusively to managing financial requests from associations, and have extensive hands-on experience.

Our commitment

We believe a superior customer experience begins with a shared set of values that must shine through at every point of contact.

Contact us to learn more.

Additional Products & Services


We make the process easy with a minimal amount of hassle, paperwork, and a quick turn around time. 


We have deposit accounts specifically geared towards community associations.  Get the most for your money.


Our automated lockbox service raises the standards and puts every aspect of the lockbox process in your control.


Our online banking service offers robust information reporting and payments modules.