Lending Solutions

Community Association Loans

Our dedicated team of experts work with you to customize loan options1 that meet your association’s specific needs. At PAB, we offer loans for repair projects, contingency loans for emergency funds, and insurance premium financing. Our loan specialists are accustomed to handling complex transactions and flexible financing options to find the best solution, such as lines of credit that automatically convert to term loans and term loans. Long-term fixed rate financing is available to help your association run smoothly, so you can focus on making your community a great place to live.

Repair Loans

  • Balcony Repairs
  • Concrete Restoration
  • Re-Roofing and Siding Replacement
  • Parking Area Resurfacing
  • Elevator Renovation and Upgrades
  • Electrical Systems, Plumbing Repairs and HVAC
  • Painting and Waterproofing
  • Seawall Restoration
  • Pool, Patio and Irrigation System
  • Termite Damage Repair
  • Security System and Gates
  • Clubhouse Purchase and Renovations
  • Life Safety Systems

Contingency Lines of Credit

We offer Contingency Lines of Credit to afford you the peace of mind of having a financial plan in place, so your association is prepared in the event of weather-related disasters, or when emergency repairs are needed.

Line of Credit

Download form

Insurance Premium Financing

Our Insurance Premium Financing program offers up to 100% financing, with up to an 11-month repayment schedule. Avoid the worries when the cost of insurance for community associations continues to rise; we’ve got you covered.

Download insurance form Insurance
Premium Financing

Download form

Apply in 3 easy steps.

Step 1

the form

Download and complete the PDF form above for the type of financing you're applying for.

Step 2


Gather the required documents listed on the form.

Step 3

Email your documents

Email us the completed form and required documents or visit a branch to apply.

What the upcoming LIBOR phase-out means for your loan.

If your community association has taken out a loan with Popular Association Banking, your interest rate may be based on LIBOR, a benchmark index used to set rates for different loans. LIBOR is expected soon to be phased out and replaced with a new index. Learn about what this means for the future interest rate of your loan.

Learn more

Contact a specialist

Contact one of our association loan specialists to learn more.
(800) 233-7164
Monday – Friday, 8:30am – 5:00pm

Additional Products & Services

Deposit products

We have deposit accounts specifically geared towards community associations.  Get the most for your money.


ICS®, the Insured Cash Sweep service, and CDARS®, the Certificate of Deposit Account Registry Service, are smart, profit-enhancing solutions.

Lockbox services

Our automated lockbox service raises the standards and puts every aspect of the lockbox process in your control.

Online banking

Our online banking service offers robust information reporting and payments modules.