Treasury Management Services
Manage cash flow, save time, and mitigate fraud with our range of treasury management tools.
Get startedOptimize your HOA’s working capital with our treasury management services.
Your homeowners association (HOA) requires efficient processes and smart financial practices to drive growth and long-term success. At Popular Association Banking, we offer tailored treasury management solutions1 for community associations like yours—helping you manage cash flow, save time, and minimize fraud risk.
With products and services like Business Online Banking2, Positive Pay, and Image Remote Deposit3, you’ll have greater control, visibility, and predictability over your finances. Whether you're looking to transfer funds, deposit funds securely, or protect your business from financial threats, we’re here to help you, so your HOA can focus on what matters most: serving your community.
Explore our range of treasury management services.
Learn how your HOA can benefit from these products and services.
Payables
Streamline expenses with ACH origination, funds transfer, bill pay, payroll, and controlled disbursement tools.
Receivables
Get paid sooner and reconcile faster with direct debit, Image Remote Deposit3, remote cash deposit, and lockbox services.
Digital banking tools
Monitor and manage your current cash position in real time with our Business Online Banking platform.2
Information reporting
Gain insights from prior-day balances, historical trends, and tailored financial reports.
Liquidity management
Put your idle balances to work with Time Deposits, Zero Balance Accounts, and Investment Sweeps.
Fraud prevention
Take advantage of Check and ACH Positive Pay tools to help protect your HOA accounts against fraud.
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Streamline your payment processing anywhere with our merchant services4 provided by Clover®. Securely accept assessments, dues, and other payments in person or online.
Whether you manage a single community or multiple properties, our flexible solutions help improve the payment experience for residents and support your day-to-day operations.
Frequently asked questions about treasury management services.
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Treasury management services, also known as cash management services, are a set of products and tools that banks offer to help you handle your money. These services range from liquidity management to digital banking to fraud prevention.
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Popular Association Banking offers a range of treasury management services that can help HOAs and community associations, including:
· Payables
· Receivables
· Online account management
· Information reporting
· Liquidity management
· Fraud prevention
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Liquidity management services help your HOA optimize cash flow by putting excess funds to work without compromising access to the money you need for daily operations. Solutions such as Time Deposits, Zero Balance Accounts (ZBAs), and Investment Sweeps can help maximize earnings on idle cash while supporting your association's ongoing financial needs.
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Fraud prevention is an essential treasury management service that can help protect your HOA accounts. Positive Pay is an automated fraud detection feature that matches the account number, check number, and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company. ACH Positive Pay include dynamic functionalities to mitigate ACH debit fraud.
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Business Online Banking is our business internet banking platform designed to provide our HOA banking customers with quick and easy access to a broad range of treasury management services.
Please note: You must first enroll in Business Online Banking in order to use this platform. Fees may apply.
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HOAs benefit from Business Online Banking because it serves as a central hub for their treasury management needs. Business Online Banking lets HOAs and community associations have access to tools like ACH payment and collection, bill pay, transaction history, alerts, Positive Pay, and more—all in one place.
Discover our other services available to HOAs.
How else can we help your HOA or community association?
Control every aspect of condo lockbox payment process from beginning to end.
Move money, manage accounts, and access treasury management services with ease.2
Avoid tapping into reserve funds with our flexible condo and HOA loan options.6
1 Terms, conditions and fees of all products and services are subject to change. For more information, please contact the Customer Care Center at 1-800-233-7164 from 8:30am to 5:30pm ET Monday through Friday.
2 Subject to enrollment in Business Online Banking. Fees may apply.
3 Deposits received after 9:00pm Eastern Time on weekdays or at any time on holidays or weekend days will be processed the following business day. Deposits are subject to verification. Please refer to our Funds Availability Disclosure for more details.
4 Merchant Services products and services are provided by Popular Bank’s merchant partner, First Data Merchant Services LLC. The Clover name and logo are trademarks owned by Clover Network, LLC., registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Popular Bank is not an affiliate of First Data Merchant Services LLC. and does not provide, warrant, or guaranty their products or services. © 2026 Clover Network, LLC.
5 All loans are subject to credit approval. Rates, program terms, and conditions vary.